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UK Home Insurance
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Contents,
Building, Rent Guarantee, Landlord, Students Insurance
and more. It's all at Insurance
Central! |
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Preferential Home
Insurance Review
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Preferential
Home Insurance
Home
Insurance from Preferential Insurance
For
a home insurance quote from Preferential Insurance make sure
that the information below is correct.
Premises
Your
home is:
- Within
the boundaries of the United Kingdom
- Your
permanent residence, i.e. it is not used as a weekend, weekday
or holiday home
- Occupied
solely by you and your family members
- Not
left unoccupied for more than 30 days
- Not
let, lent or sub-let by you
- Not
rented or leased to you
- Not
a 'listed' building
- Not
used in any part for business trade or profession, other
than occasional clerical work, and no client & customers
visit
- Of
standard construction, i.e. built of brick, stone or concrete
and roofed with slates, tiles, asphalt, metal or concrete
- In
a good state of repair and will always be maintained as
such
- Not
a flat or maisonette
- In
an area free from flooding and has never suffered from flooding
- Has
no building work in progress
- Free
from tall trees or shrubs more than 10 metres tall and within
15 metres of your home
- Not
situated less than 1/4 mile from the nearest river watercourse,
sea, lake, reservoir, cliff, quarry or other excavation
- Free
from signs of damage due to subsidence, heave or landslip
(such as external or internal cracks)
- Has
never suffered from subsidence, heave or landslip and have
never been monitored for such occurrence or condition
- Not
in an area where there has been or is evidence of subsidence,
heave or landslip
Insured
Persons:
- Neither
you nor any person residing with you:
- Is
engaged in one of the following occupations:
air crew, amusement arcade owner or staff, antique or art
dealers, club owner or staff, actor, musician, performers
or personal staff within the entertainment industry, fashion
or photographic model, any person connected with the gambling
industry, general or waste dealer, jeweller, market or street
trade, pawnbroker or money lender, professional sports person,
scrap metal dealer, student, restaurateur.
- Has
ever been convicted of, or has prosecutions pending for,
any criminal offence (other than a driving offence); Convictions
which are spent under the terms of Rehabilitation of Offenders
Act 1974 can be ignored
- Has
ever been declared bankrupt or had any unsatisfied County
Court Judgement
- Has
ever had insurance refused, cancelled or had special terms
imposed.
Options
If
you need any of the following items to be included within
your home insurance policy please call Preferential Insurance
and they will be pleased to assist you:
- Pedal
cycles
- Single
valuable items at and away from the home
- Single
valuable items
Preferential
Insurance's home insurance policies are administered by BDML
Connect Limited, The Connect Centre, Kingston Crescent, Portsmouth,
PO2 8QL, a member of the General Insurance Standards Council.
Other
Insurance options from Preferential Insurance
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