- Home Insurance
esure for Household insurance
normally allows you to build up 10 years No Claim Discount
on your home insurance, which is double the industry standard.
are a number of restrictions and exclusions that apply to
various parts of the cover with esure home insurance. The
significant or unusual restrictions are shown below but you
should read the full policy to understand all the restrictions
or damage arising from or consisting of:
and tear or loss of value over time
workmanship, design or materials
gradually operating cause
item owned or used totally or partly for business purposes
or connected with any employment
or damage caused by insects, birds or domestic pets.
must tell esure as soon as possible about any change in the
information you give them after you have bought a policy from
them. They may charge an administration fee for any changes
you make to your policy details during the period of cover.
Visit their website to see the current scale of fees. If you
do not tell them about any relevant changes esure may reject
or reduce any claim you make or you may be treated as being
Esure to have a first class claims service, just call their
personal claims number and esure will take all your details
in minutes. No claim forms, no waiting - they do it all for
you there and then. Esure will personally manage all aspects
of your claim so you can rest assured we'll be looking after
your interests. Should you need practical assistance with
a home repair, they'll arrange for a recommended repairer
to come to your home.
your claim is approved, esure will put you in touch with their
suppliers who can deliver any replacement goods directly to
you, or carry out any repair-work required.
Esure's home emergency claims team are very experienced in
providing help to homeowners in times of crisis. Just call
their home emergency helpline, and give your name, address
and postcode and the nature of the emergency. They will then
arrange for a local reputable contractor to come to your home
and carry out any immediate repairs. One of esure's advisors
will call you to confirm the details of the appointed contractor,
and the time of their visit. No need to call around for quotes
or to find dependable tradesmen - one call to the esure home
emergency helpline, day or night, and help is at hand. Before
requesting assistance, please check that the circumstances
are covered - refer to the policy for terms and conditions.
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